Stone Ridge, Central Florida’s Premier Solar Gated Community

Come Discover StoneRidge Central Florida’s Premier Solar Community. Single Family Homes starting at $179,900, spacious 2 bedroom 2 bathroom 1 car garage home with lot included. Enjoy the peace of mind that comes with a private master planned gated community. Experience the benefits of lower utility bills with solar power electricity and natural gas utilities. Homes are made from precast solid concrete walls that can within stand winds up to 265mph, double thermopane windows, tankless hotwater heaters & high efficiency air conditioner with heat pump. Live with the convenience of maintenance free lawn service, wireless internet & digital cable, all included in your low monthly homeowners association fee. Another benefit is city water, sewer & underground utilities. 9 floor plans to choose from, with something for everyone’s different lifestyle. Conveniently located within city of Sebring City Limit’s and all shopping and lakes. You’ll have time to rest, relax and enjoy the community clubhouse and pool coming in 2009, featuring a beach walkin pool, with lap lanes and a spa. State of the art fitness room, locker rooms with saunas. Billard room, card room, entertainment area with dance floor, event style kitchen, tennis courts, kiddie play ground and so much more. Come today and pick your lot at StoneRidge Sebring’s Gated community. Located from US 27 and Sebring Parkway North (Close to Walmart), go east on Sebring Parkway to right on Ben Eastman and you will see the brickpaver gated entrance. Offered by Kristin Matthews and Phil Rupert, Sales Associates with Dell Realty, models open daily, call for details, 863-386-5550 or visit their website at www.sebringbuilders.com , communities we represent and click on StoneRidge.

Central Florida Real Estate

Here in Central Florida we have a different situation than most of Florida. Here are just some of the reasons why:

 

-We are south of the freeze line for all general purposes; meaning, we usually do not see much cold weather and northern Fl. is prone to that in the winter.

-We have a low crime factor.

-We still have plenty of land that is rural and undeveloped, for potential growth and maybe for State to purchase for future parks etc…

-Our taxes for the most part are generally lower than the rest of the state.

-Our insurance rates are also considerably lower, especially lower than the coastal areas.

-Hardly no traffic at all!!!!! You can drive down the main highway 27 on Friday night at 7pm and WOW, no traffic!

-Decent resturants, shopping, things to do outside, generally a family atmosphere and a laid back way of life.

-Several great golf courses.

-Mainly a senior/retirement community.

-Beautiful lakes for recreation & fishing.

-And last but definitely not least, where else in the world can you go 1 hr and 45 min to the east coast and watch the sun rise, and then drive across the state to west (from Sebring again approx 1 hr 45 min) and watch the sun set?

 

When I first moved back to Sebring in Nov of 1994 as a single mom from Washington, DC that was one of the first things I did with my daughter.  We drove over to the Atlantic Ocean and watched the sun rise, played a while in the surf, showered on the beach, got in our little red Honda Civic and drove back to Sebring, had a lunch at our home, and then drove over to the west coast and played in the Gulf of Mexico (2 totally different types of beaches, sand, water and generally almost night and day difference) and watched the sunset. This is an incredible experience and I know it is one of the most memorable experiences I ever had.

 

Centrally located in the state of Florida, 1 hr from Orlando, from each coast 1 hr 45 min, 2 hr 30 min to Ft Lauderdale & Miami (another whole lifetime away from Sebring) but one tank trip. We have Florida’s best kept secret! And our home prices are getting back to normal with 2004 pricing I am seeing again, and sellers that are now becoming realistic.

 

If you would like to experience this laid back lifestyle (because yes I sell homes, but it is a lifestyle I am selling, too) give me a call at Dell Realty 863-381-0400 and I will show you what Florida is really all about! I am a native, from Hollywood (located between Miami and Ft Lauderdale) and I can really relate to what most people are looking for.!!!  Again, to buy or sell call Dawn Dell and I will treat you like Family!

 

Happy Selling!
Dawn Dell, Dell Realty
Broker/Owner
863-381-0400
www.sebringfloridarealtor.com

Terrorist! If we were not there …..

First off, let me state I am an ex-military veteran, USN. I served during the Persian Gulf Conflict in 1990-1991. (back when we should of taken care of this problem) So, I am speaking from somewhat experience.

 

9-11, I know we all remember this sad day, (and does everybody remember the nation rising together and praying and displaying our patriotism?). That lasted for what seemed like a brief moment in history. Now we are going into another election year and the candidates like to use the Iraq War as a forum of discussion. Well, here is my 2 cents…if we were not over there right now, we as Americans would not be able to attend football games, concerts, go to amusement parks or attend any function without worry about them attacking us. If we were not over there, they (meaning terrorist) would be here!!!

 

Face it, it is true. I hate the fact we are still there and this is like Vietnam, a war we can not win. They are an army without uniform. They attack and run and hide behind women and children and when we go after our attackers and kill the innocent they hide behind, then we look like War Mongers. I do not necessarily agree that what we have done is right, but we did need to respond to what happened to us on our soil.

 

So for these politicians that want to withdrawal, what will happen? We must stand together and unite like we did, but not after a tragedy, but prior. And this is responsible for our current dollar situation, which is hurting our market. Again, let’s unite and go back to basics. Our country needs it!

 

Dawn Dell
2006 REALTOR OF THE YEAR
863-381-0400
www.sebringfloridarealtor.com

Pigs Get Fed….. Hogs Get Slaughtered!

Wow! What a headline! It should bring some kind of attention from some of you. No, this is not a recipe. I guess you can tell I am from the south with this headline also. Someone told me this back probably 2 years ago. He is wiser than his years and yet I did not listen to him.

Now, let’s discuss the meaning. This is about GREED!!!!!! Pigs get fed, Hogs get slaughtered. Well, if you are selling your home and are expecting a huge profit in today’s market, then you are a HOG. Offensive you think? No, I do not intend to be. Let me break it down. Normally, in a real estate transaction, earning a profit of $15k-$30k was the norm. Operative word there WAS. Now we have heard of these huge profits ($70k +) that are to be gained and we also feel we need to earn these huge profits.

We (meaning all of us) have been using our homes as ATM cash machines to finance things we want; improvements to this home and to pay off our bills. Therefore, this increases your mortgage, line of credit or equity line that needs to be paid off in a sale. Therefore, this decreases your “bottom-line”. But keep in mind, you have been fed all along by this home and you need to really factor all of the benefits your home has provided you. Now those of you who really want to sell, you are probably a pig and realize earning any profit in today’s market is huge. And you get fed, move on with your life. Many hogs end up slaughtered! They get offers on their home and continue to decline them. They start off at $250k, get offers of $200k, turn them down and a year later that very same listing is $170k. Imagine if they only would have taken that offer 8 months or so ago. They would be done with the stress of trying to sell their home, they would of been fed and continued on. Then, there’s the monthly payment factor. Whatever offer you get Mr.Seller, always take into account your monthly expenses on that property and times it by 7 (for 7 months, average time on market) and then take that amount minus it from the lowest fair amount you will consider to take for your property and list it at that price. Either you want to sell and get fed, or put your property on the market and be a hog and make these monthly payments, etc… and get slaughtered at the end of the day because you end up taking close to 20% lower than the number we just discussed. It is up to you.

Your Realtor can only advise you on listing price. You hold the key. Your professional should tell you the truth and give you facts on the comparative market analysis. But, if you direct that Realtor to list at an unreasonable price, do allow that Realtor (as long as they advised you of the true market value from the beginning) an opportunity to market your property until it does get sold. Remember, this is our profession. We do it to make money; so we invest a lot in order to try to sell your home. Give us an opportunity to do our job. And to Realtor hop, (go from one realtor to another) will only frustrate you. This is a partnership. You both are trying to go towards the same goal.

As in any relationship, COMMUNICATION is the key. Talk to your Realtor at least 2 times a month. Lowering your price is not a sign of weakness. It is the sign of the times and shows you’re looking to fed and not slaughtered.

Dawn Dell
2006 REALTOR OF THE YEAR
863-381-0400
www.sebringfloridarealtor.com

Correction Curve

The housing market is going to experience what I am calling the “Correction Curve”. Think about it, what the bank will finance is really what the market will bear unless we have a frenzy market again and CASH buyers inflating the market (that is a whole other subject coming soon).

If the property is being purchased with a mortgage, then the bank requires an appraisal. An appraisal is really only one opinion with a calculation of other factors. These main factors are other sales within the market area and homes that are close in comparison to square footage and actual year built.

Right now in this market there are foreclosures, investors getting out of a bad investment at any cost to save their credit, short sales and true sales at true market value. Once these properties close escrow and are recorded, these sales are then used in the calculation process of an appraisal for a loan.

If a purchase contract has been accepted by a buyer and seller at a price higher than the appraised value, the buyer has a “loop hole” out of the contract in the financing clause. Property must appraise at mortgaged value, so make sure when writing an offer on a property to consult with a professional Realtor on how to get you out of the contract if it does not appraise at full purchase price (again another subject for another time, coming soon).

Once several properties have closed at lower than market value, the values in general decline and in an inflated market this will create a correction of price therefore a “Correction Curve.”

What this can mean to you as a seller: you should absolutely consult with a professional in your market place and get a fair market value.

If you really want to sell, I am finding there are buyers at the right price, but if your intention is to “test the market” or “fish for a buyer” than now is not the time to put your home on the market (unless of course it is priced at fair market value). Marketing your home with a professional is only to your advantage. Use their expertise and also, it literally cost you nothing unless the home is sold.

Now for the buyers, I have mentioned this before, never has there been a better time to buy (of course except to prior to 2003), buyers are getting great interest rates, a huge inventory to pick from, and now the “Correction Curve” price is all in your favor – being able to buy a home at a better than fair market price.

So.. if your looking to buy or even do I dare say INVEST, go for it. Get with a Realtor and start looking at the market and making offers, you never know what might be accepted.

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